A loan to improve your PEB is an attractive offer that boosts the sale or rental of a property.
A Loan to Improve Your PEB: For Whom and Why?
PEB certifications (energy performance of buildings) indicate the E level of the property in question, in other words, its energy characteristics. In Wallonia, the PEB certificate must be provided to the future tenant and any potential buyer. This provision has been in force since June 1, 2011.
What is the Purpose of the PEB Certificate?
This certificate applicable to buildings works in the same way as energy labels on household appliances. It provides the energy class of your home, ranging from A (the most economical) to G (the most energy-consuming). The document also indicates the CO2 emissions of the building for sale or rent, helping prospective buyers/tenants evaluate their future energy costs based on equipment performance (such as the heating system).
The PEB certificate is obtained following an energy audit. It remains valid for 10 years if no modifications are made to the property’s energy specifications. Note that only a certifier approved by Bruxelles Environnement is authorized to issue the energy performance certificate.
Since January 1, 2015, any sales/purchase advertisement in the Brussels-Capital Region and Wallonia must mention the property’s energy score. Additionally, a paper copy should be made available to visitors interested in the property. The mentions “PEB pending” and “PEB in progress” have no legal validity and may incur penalties.
How to Improve a Property’s Energy Performance and Enhance Its PEB?
Poorly insulated roofs cause average heat losses of 20% to 30%. Start by evaluating your roof yourself. In winter, icicles forming and hanging from roof edges are signs of inadequate insulation.
If your heating is on but you still feel cold, particularly in the attic, it’s time to redo the roof insulation. Hiring a professional remains the best option for conducting a thermal audit that will lead to the selection of an appropriate insulator.
Also, consider checking the insulation of your windows. The frame and/or glazing can indeed cause heat loss. Heating consumption automatically increases, and you lose points. Installing double or triple glazing can help you gain points and encourage potential buyers/tenants to choose your property over another.
And what about the door? Like windows, it’s not just about the glazing. The frame can also cause heat loss. Entrust the diagnosis to a professional who will propose a suitable solution.
Besides these options, you can rely on renewable energy by installing solar panels. You can also install insulation in the floors and walls, which optimizes your property’s energy performance. If your installations are energy-consuming, replace them with more economical models.
A Loan as a Financing Solution
The loan to improve your PEB allows you to finance one or more works that will make your property more energy-efficient. The PEB certificate issued after the audit will then be a significant asset in speeding up the sale/rental under the best conditions.
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