Get the best rate for your pre-owned car with Credafin’s used car loan!
Is your current car gently aging? Want to replace it? Perhaps you’re looking to purchase your very first vehicle? Do you prefer exploring the used car market rather than opting for a new vehicle? Great choice! After all, a car loses a significant portion of its market value once it hits the road.
Don’t have the necessary funds for such a purchase? Or maybe you’d rather keep your savings intact or allocate them for another expense? No problem! The Credafin used car loan is designed to meet your needs.
The Credafin used car loan is offered in the form of a personal loan. A noteworthy advantage: you can apply for it without a down payment! Another positive point: while interest rates usually vary based on the vehicle’s age, the Credafin used car loan offers a fixed rate, allowing you to establish an consistent financing plan.
At Credafin, we frequently communicate with various partners in the automotive sector. We can connect you with these industry professionals to obtain attractive offers, particularly during showroom conditions. Your APR rate might even be further reduced.
Used Car Loan: The Benefits of Credafin’s Loan
Credafin’s used car loan offers numerous benefits, including:
- Attractive interest rates: The rates for our used car loans are especially appealing.
- Remain in control of your budget: Since you determine the amount to borrow, the loan term, and therefore the monthly installments, you remain fully in control of your budget.
- Simplified process: There’s no need to fill out an overwhelming amount of paperwork. Credafin offers simplified procedures.
- A non-binding offer: Our loan offers do not commit you to anything! You can even simulate your used car loan online using the tool provided above.
- Response within 24 hours: Your loan request won’t be buried in our archives indefinitely before being reviewed. Credafin commits to getting back to you within 24 hours!
Terms of Credafin’s Auto Loan
The Credafin used car loan can cover amounts up to €100,000. The maximum repayment term is 84 months (7 years). It’s entirely possible to acquire a pre-owned car from a prestigious brand. More interested in a family car? With such a sum, you could have a 7-seater MPV!
Finance Your Pre-Owned Car Wisely with Credafin
Not knowledgeable about cars or loans? Credafin advisors will support you throughout the process. Can’t reach us? Our experts can visit your home without any additional charge. Not available during the day? The Credafin team is happy to meet you in the evening! Credafin listens and adapts to your priorities.
Drive safely by choosing Credafin’s used car loan!
Financing a Used Car: General Information
Auto Loan ≠ Used Car Loan
As you likely know, a car loan is a sum of money provided for the purchase of a car. The used car loan differs from the standard car loan as it funds only, as its name suggests, used cars.
Definition of a Used Car
A used car is a vehicle sold second-hand, meaning it has been previously used. Simply put, it is no longer new. It’s important to note that a vehicle is considered used from a tax perspective only when it is over 6 months old from the delivery date and has more than 6,000 kilometers on the clock.
Simulate your used car loan online
Used Car Loan: FAQ
We have conducted a Q&A session addressing the main questions about used car loans.
What is the maximum amount I can borrow? The Credafin used car loan can cover amounts of up to €100,000.
What is the minimum amount? The minimum amount is €2,500.
What is the possible duration of the Credafin used car loan? You can choose a repayment period between 24 and 84 months.
How quickly will I get a response? Credafin commits to getting back to you within 24 hours of your request. Is it possible to apply for a used car loan without a down payment? Absolutely possible.
For further information, don’t hesitate to contact us. We are here to help!
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