A personal loan or installment loan is a type of consumer credit that allows you to borrow money to finance a purchase or project, without needing to provide justification.
Receive a preliminary response within 24 working hours
Sign the loan contract with one of our advisors
Access your money directly in your bank account
Complete your project
How to Request a Loan?
Consider the amount you wish to borrow and the duration you feel necessary to repay your loan.
Submit a loan application. One of our advisors will work with you to find the financial solution that meets your needs.
Take out your installment loan. Once the contract is signed, you will receive a copy.
How much does a personal loan cost? The cost of your personal loan depends on the amount you wish to borrow and the duration you choose to repay it. You will know your consumer credit cost before taking out your loan when you run your simulation.
What is the Annual Percentage Rate (APR)? The APR is a percentage that represents the total cost of your loan per year.
Do I need to purchase insurance for the personal loan? You are not required to purchase insurance, but it is recommended.
Can I cancel a personal loan? It is possible to cancel your loan within 14 working days following the signing of your contract or if you have repaid the outstanding balance early.
What if I don’t repay on time? After three missed monthly payments, you will be registered as a defaulter with the National Bank of Belgium (BNB), and you may no longer be able to obtain loans, as loan providers are required to check with BNB before granting consumer credit.
Payment of your installments. Your installments must be paid to the bank via bank transfer, standing order, or direct debit.
