Within the framework of a personal loan or a credit consolidation, the lender is required to advise you. If they refuse, or do not do it correctly, their responsibility may be engaged. Explanation.
Tout savoir sur les prêts et les crédits en ligne en Belgique
The advent of the internet has revolutionized norms. Some actions, unimaginable just yesterday, are now part of our daily life. The internet has also played a role in modernizing the world of credit. Concluding a credit contract: discover the explanations!
This is a common question among individuals looking to take out a personal loan with their chosen institution. Here’s the answer.
Concluding a credit contract is not a trivial act. Credafin informs and warns you through the following lines.
Do you want to know in detail the duties that fall upon you (without forgetting your rights) when applying for a credit? More information in this article.
In Belgium and elsewhere, due to the crisis, numerous households find themselves in a situation of over-indebtedness. Over-indebtedness: what are the consequences? What differentiates indebtedness from over-indebtedness? When should one consider themselves as ‘over-indebted’? Credafin tells you everything.
When you take out a personal loan, you benefit from a cooling-off period after signing a credit agreement of 14 days. During this time, you can cancel the loan without justification.
Personal loans are generally granted only upon presentation of the required proof. However, some borrowers are unfortunately unable to present these documents, often due to circumstances beyond their control. Thankfully, it is still possible to obtain a personal loan without proof. Sometimes, it’s even possible without holding Belgian nationality!
While convenient in our daily lives or during a trip, credit cards can become very costly when used for making purchases on credit…
Have you heard the term “credit consolidation” multiple times? Are you unsure what this process entails? Credafin is here to explain everything you need to know! Here’s the credit consolidation explained.
