These include unauthorized bank overdrafts, loans obtained for the purchase of goods like a car, a laptop, or even a scooter. Moreover, home loans can also be consolidated, whether for renovations or major repairs. Consumer credits can also be grouped, as well as those from department store credit cards. Lire plus »
First of all, taking out a loan is a quick financing option. Especially when carrying out a project requires a budget that is too high. Contracting several different loans can lead to over-indebtedness when your financial situation deteriorates. Credit consolidation allows you to centralize your debts and streamline your expenses.
A credit buyout is a way to alleviate an excessive debt situation. It is a method used to allow a person to consolidate their old credits to reduce the amount of monthly repayments while extending the repayment period. In Belgium, a credit buyout is an effective solution to avoid being blacklisted by banks.
Conducting a credit consolidation is a frequently used method to ease monthly payments. In Belgium, it is primarily used to help borrowers avoid banking restrictions that could severely impact them. What exactly are the consequences of this situation? The prohibition on using bank cards and checkbooks. The inability to request traditional credits such as revolving credits or personal loans without documentation. However, these are not the only reasons for opting for credit consolidation. So, why opt for credit consolidation?
Do you want to purchase a home or carry out renovations in your own? Don’t have the necessary funds? Then you’ll need to take out a mortgage. A mortgage, also known as a home loan, can come in different forms. It’s up to you to choose the one that best fits your needs and budget. We’re here to help you see things more clearly.
Consumer credit, personal loan, and credit consolidation in Belgium: beware of scams and learn how to differentiate between good and bad lenders! The Financial Services and Markets Authority (FSMA) has issued a warning against the rise of fake initiatives. Whether by email or via social networks emanating from fraudulent lending organizations.
What lies behind the term “consumer credit”? Let’s delve deeper…
Are you experiencing difficulties in repaying your credit? Credafin provides information on the different solutions and options available to you.
Are Belgians heavy borrowers? What is the total number of consumer credits currently active in our flat country? What about mortgage credits? What is the percentage of defaulted credits? Let’s learn more about the position of Belgians in terms of credit!
Europeans are increasingly turning to consumer credit. Here are the latest figures.
